Dear homebuyer,

Some people are tenants by choice. But most people would prefer enjoying all the benefits of owning a home if at all possible. It can be the single most important investment you ever make. A lot of people’s personal wealth is made up mostly from equity they’ve built through the years of responsible home ownership.

We believe that buying a home should be at the top of your goal’s list. And we offer homes for sale with flexible owner financing. Our unique approach to selling homes can help you achieve the reward owning your own home faster and easier than going the traditional route. Here are the benefits you can enjoy from working with us:

You can move fast

When you buy a home from us you can move more quickly and easily. Most of our properties are available immediately. Get into one of our homes in a few days with our flexible owner financing terms.

Compare that to buying an owner-occupied home through a Realtor. How frustrating is that? First, you have to qualify for a loan, which could take 3 to 8 weeks. Then, you have to coordinate your move subject to the schedule of the seller. Look out if the seller wants everything contingent on them getting into their new home. Their deal can fall through at the last minute stopping you or delaying you from moving in. That can become a nightmare if you’ve already lined up a moving van, or given notice to your landlord, or sold your previous home.

Avoid bank hassles

Banks and mortgage lenders are picky. They prefer to do only the easiest and safest loans. Trying to please them and jumping through all their hoops can drive you nuts. It is especially difficult when your credit is less than perfect or your debts seem too high to the lender. Or maybe you’re self-employed or new to the area.

Our owner financing programs make buying easier. You enjoy the peace of mind of having a solid move-in date. There are no last-minute lender requirements to stop us from closing or moving you in. Start enjoying your new home even if you are still raising more money to put down.

If we decide the best option is to rent to you until we close, you’ll have some breathing room and no pressure. We can then work with you until you can get a favorable bank loan, or help you build up the down payment required to close with our easy rent-to-own plan.

Own your own home…now!

Even if you don’t have perfect credit… or a large down payment… or if you’re self-employed, there are loans available for you. Whatever your current situation, there’s probably a home loan that is just right for you. And we’ll “walk across hot coals” to get you in one of our nice houses, even if it means financing you ourselves.

Work directly with a creative and flexible seller

Start enjoying all the benefits of owning your own home.  Have lenders and brokers told you that you can’t qualify?

We’re a local real estate investment company specializing in helping families buy a home, without the normal hassles of going through the bank qualifying process. We have nice homes in all sizes, locations and prices. As the owner, we can offer several unique programs that can help you buy a home, even if you don’t have the proper financial picture, or credit history to please a bank.

Our lending criteria are vastly different from a bank’s. We’ll take into account the circumstances that may have damaged your credit in the past. We’ll fairly evaluate your present employment situation and currents debts. In most cases, we can find a method of financing you, getting you into one of our houses.

Buy with a small down payment

There are a lot of creative things we can do, even if your credit is less than perfect… or you lack local employment history…or your income is hard to prove… or you have another house for sale… or you’re stuck in a lease… or you’ve had a bankruptcy or foreclosure… or you have outstanding collections.

And if you don’t have enough money for a down payment, to buy our home through our seller financing, we have other programs to give you immediate ownership benefits. Our “lease purchase” or “rent to own” program can get you into the home of your choice, with a small down payment.

This program offers a creative way of helping you build equity and enjoy market appreciation. We’ll then work with you to get you closed as quickly as possible with the best mortgage and terms. In the meantime, you can be enjoying your new home, sprucing it up how you want. Since you’re a tenant–buyer, and not just a renter, we have few concerns about smoking or pets.

Then show off your new home and experience a new sense of pride. You’ll have the time needed to qualify for traditional financing, establish your income, clean up your credit, build up your down payment or pay off debts.